Why classic cars need specialty insurance

Owning a classic car means being willing to spend a few extra dollars when you need to. Obviously buying a classic might cost a little more than buying some factory made Ford or Honda off the lot. Even if you get a good deal on the car, fixing it up is going to run you a few extra bucks. Maintenance costs more since they don’t even make some of these parts anymore, so you can’t find them at the Amarillo, TX AutoZone. Nest Insurance Agency can help you protect your classic car from a variety of risks with our classic car insurance policies. We can find the parts for you so you don’t have to.

Older cars are typically cheaper to insure in general simply because of their bluebook value, but classic cars are often an exception. Perhaps the main thing driving up insurance costs for classic cars is that they are popular targets for thieves. Common wisdom suggests that this would not be the case because it’s hard to get away with reselling a stolen car when it’s actually a rare model, and its owner is going to be looking for it. But most car thieves just take the auto for a joyride and dump it. Another reason is that a classic car might not have all of the safety features as a newer car, so outfitting your classic with airbags and a rearview camera can help you in the long run.

Insuring a classic in Lubbock or Amarillo, TX doesn’t have to be expensive, though. Nest Insurance Agency can help you to get a good deal on your coverage. Reach out to our agents for more information.