Our agents at the Nest Insurance Agency serving the Amarillo, TX area are touting the importance of having an umbrella insurance policy and explaining what it covers. They understand that protecting your assets is extremely important to you and your family.

What is Umbrella Insurance?

Umbrella Insurance is a type of insurance policy you can add to your other policies, such as your home and auto policies, to give you and your assets an extra layer of protection.

What Does Umbrella Insurance Cover?

An umbrella insurance policy will add extra insurance coverage in various ways. For instance, if someone falls on your property, your home insurance will cover their medical bills, but only to a certain point. If their bills exceed the amount of coverage you have, you would be forced to pay the rest out of your pocket. With an umbrella insurance policy in place, it will kick in and help pay those excess medical bills. Also, if the person files a lawsuit against you, your umbrella insurance will help you and may even cover your attorney and other legal fees.

Umbrella insurance will also cover some things not usually covered by your primary policies. For example, if you are accused of slander, libel, or copyright infringement by someone, or you are falsely arrested, your umbrella insurance policy will come in handy. It can also take care of any gaps in your regular insurance policies and sometimes even cover things excluded from your primary coverage options.

Contact Nest Insurance Agency

If you want to create an umbrella insurance policy that works for you and your situation, contact our experienced agents at the Nest Insurance Agency serving the Amarillo, TX area today!