How Old Does a Car Have to be for Classic Insurance?

Classic cars are stylish and timeless rides that are sure to be subjects of envy. However, it is important to insure your classic car so that you can enjoy it for years to come. At Nest Insurance Agency, serving Amarillo, TX area, we want you to keep rolling’ along with a classic car insurance policy that is right for you.

To be considered ‘classic’, your vehicle must be between 19 and 24 years old and be of limited production or feature exceptional workmanship. If your vehicle is 25 years or older, it is considered an antique.

What separates classic cars from regular cars?

The state of Texas requires car insurance on all vehicles, no matter the category, so it is important that you insure your ride. Classic or antique cars hold or increase in value over time, whereas regular cars actually depreciate in value. Not to mention, classic cars often have original manufacturer parts and features that make them so unique in style.

It is due to these differences that classic and antique cars cannot (and should not) have the same car insurance as regular cars. There can be a lot of confusion to add on what seems like an additional auto insurance policy, but with Nest Insurance Agency it is an easy cruise down the main avenue. We want you to be focused on the road ahead, not on what could happen in the event of an accident or damage.

If you have any questions regarding your current policy, or you are looking to add a classic car insurance policy, contact us at Nest Insurance Agency, serving the Amarillo, TX area. Our agents are here to help answer any questions and guide you to finding the right coverage for your classic car.