Investing in extra protection when it comes to insurance is always a good idea. This is especially the case if you have more to lose within your property. While you likely have regular home owner’s insurance, there are additions you need to consider. Umbrella insurance is one such form of insurance. Chances are, you may have questions about what umbrella insurance covers. At Nest Insurance Agency, there’s a team standing by to help you with all your Lubbock or Amarillo, TX insurance questions and concerns. 

Additional Legal Protection

Your home owner’s insurance provides the necessary protection. However, it doesn’t have much in way of liability protection. If someone slips and falls on your driveway, or if they even fall down the stairs in your own home, you may not have coverage with your traditional insurance. With umbrella insurance, you receive an additional layer of protection for not only damages but possible legal issues (such as being sued for an injury).

Not Just For Your Home

The beauty of umbrella insurance is it isn’t just for your home. In fact, it is for all of your vehicles and assets. If you are in an auto accident and the other driver attempts to sue you, umbrella insurance helps cover the cost of a legal team. It can even include your boat or watercraft. As the name suggests, it protects a large number of items, each of which is under your "umbrella" of insurance. 

Umbrella insurance is a valuable addition to your liability coverage. It helps protect your home and your valuables while giving you financial protection traditional home owner’s insurance doesn’t. If you have more questions regarding umbrella insurance or whatever options are available for your Lubbock or Amarillo, TX property, make sure to contact the team at Nest Insurance Agency today.