Most often, we think of car accidents involving another person. We purchase auto insurance because we want to make sure we’re covered for any damages we experience or the other driver experiences when our cars collide on the road. But what happens when there isn’t another driver? What happens when we, say, run into a lamp post or a wall? Is this something that we have to report? Or, could we go without reporting and be on our way when there isn’t another driver involved? Here’s how to handle auto accidents that don’t involve another driver. No matter what incident you may find yourself in, stay covered with us here at Nest Insurance Agency, serving Amarillo and Lubbock. 

What Should You Do When You’re in an Accident That Doesn’t Involve Another Driver?

The general rule of thumb is to always report any type of accident to your insurer. In some cases, there are incidents where nothing else was damaged, such as if you accidentally ran off the road and into the ditch. Some people may say not to report the accident if you can manage the out-of-pocket expenses. Still, you may need police help, which will require you to report the incident anyway, and it may be covered by the collision coverage in your insurance policy. If you run into something like a wall or a pole, you should always report the accident to the police and to your insurance. Some localities require you to report property damage exceeding a certain amount, which you may not be able to tell at a glance. Reporting to the police and to your insurance helps you cover all your tracks, allowing you to avoid legal penalties or claim denial later on. 

Shop Auto Insurance With Nest Insurance Agency

Do you need auto insurance coverage for your car? Shop policies here with our support at Nest Insurance Agency, serving Amarillo and Lubbock. Contact us to compare quotes today!