An automobile, whether it is brand new or a pre-owned vehicle, is a big investment. The Nest Insurance Agency, serving Lubbock and Amarillo, TX, would like to remind you that you should protect that investment by taking your vehicle in for scheduled maintenance as stipulated in your owner’s manual.

What is the scheduled maintenance?

The definition will depend on your car’s model, make, and year. Generally, a technician will check various parts of your vehicle, such as belts, hoses, and so on, for signs of wear and tear. The technician will also check critical systems, such as your brakes and transmission, to find out if your vehicle is safe to drive. Your fluids, such as the oil, will be changed periodically as recommended by the manufacturer of your vehicle.

If something is about to go amiss, such as worn brakes, the technician will consult with you and give recommendations for repairs. It is a good idea to follow those recommendations so that the repairs can be done in the auto service center and not after a mishap has happened on the road. It is better to address any problem in your vehicle before it becomes a problem.

You should always use a reputable service center to do your scheduled maintenance. Some garages will try to tack on added services that are not on the recommended list in your owner’s manual. Unless there is a good reason for such an addition, find someone else to do your scheduled maintenance.

For scheduled maintenance or any other issue involving auto insurance, feel free to contact the Nest Insurance Agency, serving Lubbock and Amarillo, TX.

You don’t have insurance… so how can you drive to the agency to get insurance?

Well, the good news is that you can buy insurance from companies like Nest Insurance Agency in Lubbock and Amarillo, TX without even leaving your home. But if you’re wondering if there are any exceptions to the law with regards to driving without insurance, the answer is nope. If you’re on the road, you need to be insured in all fifty states.

You’re not going to wind up in jail for driving without insurance. That might be a charge that you get hit with if you cause a serious accident, but generally, you’re going to walk away with a fine if you get caught. If you’re a repeat offender and you can’t pay your tickets, you might spend a few nights behind bars for that, but getting locked up for a first-time offense of driving without coverage is pretty rare. We don’t advise it under any circumstance, but you’re probably not looking at a criminal record even if you do cause a fender bender while behind the wheel without coverage.

More than just being illegal, it’s unwise to drive without insurance. If something happens, you don’t want to have to pay out of pocket for the damages. If you contact Nest Insurance Agency, you’ll find that buying insurance for your auto can be an easy, headache-free affair, and it may be more affordable than you think, so there’s really no reason to drive your vehicle without insurance in Lubbock or Amarillo, TX under any circumstances. Reach out to our agent to learn more about auto insurance.

Talking with an auto insurance agent at the Nest Insurance Agency in Lubbock or Amarillo, TX can help drivers choose what insurance policy they want and need for their vehicle. The selection of that policy is critical because it affects whether a driver is protected if they are in an accident, their car is stolen, or other problems come to light. Getting the right advice from a trusted insurance agent is a good way to have peace of mind, and to make sure your vehicle is not at risk.

Here are six questions to ask your insurance agent before choosing them or a policy they offer.

1. Can you provide multiple quotes?
2. What are the state requirements?
3. How long have you been in business?
4. Who do I call when I have questions?
5. What happens if there is a problem after hours?
6. What about changing the insurance coverage?

Never be afraid to ask your insurance agent these questions and more, so you feel comfortable choosing a policy from them. The final choice of policy is up to the driver, but understanding which policy is recommended and why is a great way to know more about insurance protection. By contacting Nest Insurance Agency, drivers in Lubbock and Amarillo, TX can focus on protecting their vehicles and feeling good about the level of coverage they have.

That way they are comfortable with the level of knowledge their insurance agent has and can work with them in choosing a policy that is going to be the right option. You do not have to just randomly pick a coverage or work with a faceless agent online when you can talk in person with a trusted agent who can guide you to the best policy for your needs.

Owning a home is an important investment in life hence it should be protected at all costs. Having a quality home insurance policy from Nest Insurance Agency is therefore very essential and shows that you are a responsible homeowner. However, most homeowners are unaware of the benefits associated with this insurance policy. Below are four reasons why many residents of Lubbock and Amarillo, TX love home insurance.

1. Protection from risk of Fire

Notably, there are approximately 1.5 million cases of fire in the United States every year. This results in damage to property worth at least $14.3 billion according to National Fire Protection Association. According to research, the main cause of these fires is cooking. However, home insurance owners are always at peace of mind since this liability threat is covered by their insurance policy. As such, you should consider purchasing this policy.

2. Protection from Theft

According to FBI reports, an average of 1 million home invasions are reported every year leading to an approximate property loss of an estimated $2,296. Most of these burglaries occur between 10 a.m. and 3 p.m., a time when most people are at school or work. As such, it is tough to curb them. However, those with a home insurance policy do not have to worry about the safety of their property since all liabilities are covered.

3. Protection from things which fall from the sky

Because there is numerous plane crashes in the recent past, you will need a reliable home insurance coverage policy to help you repair the roof, and other parts of the house in case plane debris falls on your house.

4. Protection from Vandalism

Notably, acts of vandalism mostly occur at night whereby unruly crowds can throw objects at your home causing significant damage. Also, you might wake up to find graffiti drawn on your wall and therefore it would require repainting. For those residents of Lubbock and Amarillo, TX, having a quality home insurance policy from Nest Insurance Agency guarantees such liability claims will be catered for.